Climate change is no longer a distant problem, but a pressing global issue that is already impacting economies worldwide. Rising temperatures, extreme weather events, and rising sea levels are causing agricultural disruptions, loss of biodiversity, and increased insurance costs. Countries that rely heavily on natural resources or agriculture are particularly vulnerable. Governments are being forced to adapt by implementing policies to reduce carbon emissions and invest in sustainable energy. However, the economic costs of climate change could continue to rise, putting additional strain on vulnerable populations and sectors.